Owner Builder
Permits

What Is an Owner Builder Permit in Victoria?

Consent, permit and inspections

An owner builder permit in Victoria is really two approvals. If the domestic building work on land you own is worth more than $20,000, you first need a certificate of consent from the Building and Plumbing Commission (BPC). You then need a building permit from a registered building surveyor, municipal or private, who stays appointed for the whole project.

Our building surveyors assess your application, issue your owner builder building permit and carry out the mandatory inspections through to final sign-off. For the full rules, read our owner-builder guide for Victoria.

Two builders in hard hats inside a timber frame

When Do You Need a Certificate of Consent?

You need a certificate of consent from the BPC to carry out domestic building work as an owner-builder when the work is valued at more than $20,000, up from $16,000 before 1 July 2026. The value includes labour and materials. It’s the estimated cost if a registered builder did the job, so doing the work yourself doesn’t lower it.

To apply, you’ll need to:

  • pass the BPC’s owner-builder eLearning assessment (desktop or laptop only);
  • hold a current construction induction card (white card);
  • provide photo ID and a title search produced within seven days of applying; and
  • apply and pay the non-refundable fee through the BPC’s VBA360 portal.

Generally, you must live, or intend to live, in the home and not have been issued an owner-builder permit for a different property in the past five years. The BPC’s certificate of consent page has the full criteria.

What Does the Building Surveyor Need From You?

To assess your owner builder permit application, we typically need:

  • a completed building permit application (Form 1, on our forms page);
  • a current copy of title;
  • drawings, specifications and a site plan;
  • structural engineering drawings and computations, where needed;
  • a soil report where new footings are proposed;
  • an energy rating report where required, such as for a new home;
  • your cost of building work;
  • any planning permit the project needs; and
  • your certificate of consent, if the work is over $20,000.

Get the certificate of consent before applying, because the application asks for its number. It doesn’t guarantee a permit: your plans must still comply.

How Do You Calculate the Cost of Work?

Since 26 November 2025, set rules apply to the cost of work in a permit application. As an owner-builder, you add your estimated labour, materials and any contract prices for trades, including GST, then deduct chattels: movable items not needed to comply with the National Construction Code. Your own labour counts, even though you don’t pay yourself.

The figure sets the building permit levy, payable when the cost is over $10,000, and the permit number isn’t issued until the levy is paid. A building surveyor can refuse an application if the cost appears materially incorrect, and you must tell the BPC if the estimated cost has increased by the end of the project.

How Does Our Owner Builder Permit Process Work?

We can only issue a building permit once your documents comply, so our process is built around checking everything early. Here’s how we take owner-builders from first enquiry to final sign-off.

Check and quote

Send us your address, plans, scope and estimated cost. We’ll confirm whether you need a certificate of consent, which reports apply and how many inspections to expect, then send a free quote.

Document review

Before lodgement, we review your drawings, engineering, reports and cost figures, then give you a plain checklist of anything missing or needing change, so gaps are fixed before assessment rather than during it.

Permit issued

Once your documents comply, any planning permit is in place, your certificate of consent is provided where required and the levy is paid, we issue your building permit and lodge it with council.

Inspections to final

You notify us as each stage is reached and we inspect in person. After a successful final inspection, we issue the occupancy permit or certificate of final inspection that your permit specifies.

Which Owner-Builder Projects Do We Help With?

Owner-builders can work on a single home and its ancillary buildings and structures. Common projects include:

  • Sheds, garages and carports: smaller jobs may come in under the $20,000 consent threshold but still need a building permit unless exempt.
  • Extensions and renovations: usually over the threshold, finishing with a certificate of final inspection.
  • Pools and spas: the permit covers the pool and its safety barrier. Once built, the pool must be registered with council and the barrier inspected and certified.
  • New homes: the biggest owner-builder projects, with engineering, soil and energy reports and an occupancy permit at the end.
  • Small second dwellings: you don’t have to live in one, and the five-year limit doesn’t apply.

Owner-builders can’t carry out demolition or subfloor work such as re-stumping, or relocate a home, so tell us early if your project involves these.

What Are Your Responsibilities During the Build?

As an owner-builder, you’re legally the builder. In practice, that means:

  • Site safety: the BPC treats owner-builder projects as workplaces. Hold a white card, keep the site safe and secure, and give workers a site induction before they start.
  • Licensed trades: always use licensed plumbers and electricians. Your plumber issues compliance certificates for below-ground drainage, gasfitting and other plumbing jobs over $750, and your electrician a Certificate of Electrical Safety for electrical installation work.
  • Supervising trades: check registrations and licences before work starts.
  • Following the plans: talk to us before changing anything on the approved plans.
  • Defects: you’re responsible for fixing defects in the work for 10 years from completion.

How Do Mandatory Inspections Work for Owner-Builders?

Your building permit lists the mandatory notification stages. For a new home, that’s usually before footings are placed, before the concrete slab is poured, when the frame is complete, and at final. As the builder named on the permit, you must notify us as each stage is reached, and work must not be covered until it has been inspected and approved.

Inspections happen in person, not from photos. If work doesn’t comply, the direction to fix comes to you, with a set time to fix it. Our guide to mandatory building inspections in Victoria explains each stage.

Why Choose JLN as Your Building Surveyor?

JLN Building Consultants is a building surveying consultancy based in Niddrie, in Melbourne’s north-west. Our directors bring over 20 years of combined experience across construction and building surveying, and we issue permits for new homes, extensions, sheds, garages, pools and more across Melbourne and regional Victoria.

  • Fast, practical advice for first-time owner-builders.
  • A plain checklist and a document review before lodgement.
  • Clear inspection stages, so you know when to call us.
  • One team from building permit to final certificate or occupancy permit.

As your building surveyor, we’re an independent check on compliance rather than your site supervisor, but we’ll make each step of the approval pathway clear.

Frequently Asked Questions

Common questions from owner-builders planning their permit.

Can a private building surveyor issue an owner builder permit?

Yes. You can appoint a municipal or private building surveyor, and they must stay appointed for the whole project. As private building surveyors, we assess your application, issue the building permit, carry out the mandatory inspections and issue the final certificate or occupancy permit.

How long does a certificate of consent take?

The BPC says about 45 business days for a complete application, so apply well before you plan to start. The certificate is valid for 12 months from issue or, once you have a building permit, until that permit lapses. While you wait, we can review your plans and reports.

Can I do my own plumbing or electrical work?

Not unless you hold the relevant licence. Use licensed plumbers and electricians, and a licensed asbestos removalist if asbestos needs removing. Keep their certificates together: for a new home, we can’t issue the occupancy permit until we’ve seen any required plumbing compliance certificates.

What if I sell my owner-built home?

If you sell within six and a half years of your occupancy permit or certificate of final inspection, you’ll need a defects inspection report from a prescribed practitioner, no more than six months old. If the work was worth more than $20,000, you’ll also need domestic building insurance before signing a contract of sale. The report and notice of cover go in the section 32 statement. Our owner-builder guide covers the detail.

Plan Your Owner Build

Send us your address, plans and estimated cost of work, and we’ll tell you what your owner builder permit needs before you apply. Request a free quote, call 0422 234 951 or email info@jlnconsultants.com.au.

Get the paperwork sorted before the first footing goes in.